:root {
  --bg: #f6f4f1;
  --bg-alt: #eef2f4;
  --ink: #1d1f24;
  --muted: #5b5f6a;
  --brand: #0c4a6e;
  --accent: #d97706;
  --card: #ffffff;
  --line: #d8dde3;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

a {
  color: var(--brand);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

header {
  padding: 24px 6vw 12px;
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  border-bottom: 1px solid var(--line);
  padding-bottom: 16px;
}

.nav-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.nav-links a {
  font-size: 0.95rem;
}

.ad-label {
  font-size: 0.85rem;
  color: var(--muted);
  max-width: 240px;
  text-align: right;
}

main {
  padding: 24px 6vw 64px;
}

.section {
  margin: 48px 0;
}

.split {
  display: flex;
  gap: 32px;
  align-items: center;
  flex-wrap: wrap;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split .text, .split .media {
  flex: 1 1 320px;
}

.image-frame {
  background: #dfe7ea;
  padding: 12px;
  border-radius: 18px;
}

.image-frame.alt {
  background: #efe6da;
}

.hero {
  background: var(--bg-alt);
  padding: 36px;
  border-radius: 28px;
}

.hero h1 {
  font-size: 2.4rem;
  margin-top: 0;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 20px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  border-radius: 999px;
  background: var(--brand);
  color: #fff;
  border: none;
  cursor: pointer;
  font-size: 0.95rem;
}

.btn.secondary {
  background: var(--accent);
}

.btn.ghost {
  background: transparent;
  color: var(--brand);
  border: 1px solid var(--brand);
}

.btn:hover {
  opacity: 0.9;
}

.card-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.card {
  background: var(--card);
  border-radius: 18px;
  padding: 20px;
  border: 1px solid var(--line);
  flex: 1 1 220px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.card h3 {
  margin: 0;
}

.card .price {
  font-weight: 700;
  color: var(--accent);
}

.highlight {
  background: #ffffff;
  border-left: 6px solid var(--accent);
  padding: 18px 20px;
  border-radius: 18px;
}

.form-panel {
  background: #ffffff;
  border-radius: 24px;
  padding: 28px;
  border: 1px solid var(--line);
}

form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

label {
  font-weight: 600;
}

input, select, textarea {
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid var(--line);
  font-size: 1rem;
}

.inline-cta {
  font-weight: 600;
}

.bg-section {
  background: linear-gradient(90deg, rgba(12, 74, 110, 0.08), rgba(255, 255, 255, 0.9)),
    url('https://images.unsplash.com/photo-1673870861517-3580d11c2244?crop=entropy&cs=tinysrgb&fit=max&fm=jpg&ixid=M3w5NzM4NDF8MHwxfHNlYXJjaHw1Mnx8VWx0cmFzb29uJTIwcmVpbmlnZW4lMjBlbiUyMHNtZXJlbiUyMHZvb3IlMjBlZW4lMjBzdGlsbGUlMkMlMjBlZmZpY2klQzMlQUJudGUlMjBmaWV0cyVDMiVBRHRyYW5zbWlzc2llfG5sfDB8MHx8fDE3ODM0OTEyNjJ8MA&ixlib=rb-4.1.0&q=80&w=1080');
  background-size: cover;
  background-position: center;
  border-radius: 28px;
  padding: 32px;
}

footer {
  background: #1c2127;
  color: #f5f5f5;
  padding: 32px 6vw;
}

footer a {
  color: #f8d479;
}

.footer-grid {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.footer-col {
  flex: 1 1 220px;
}

.disclaimer {
  font-size: 0.9rem;
  color: #d5d5d5;
}

.sticky-cta {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 40;
}

#cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px 20px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
  display: none;
  z-index: 50;
}

#cookie-banner p {
  margin: 0 0 12px;
}

.cookie-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

@media (max-width: 860px) {
  .navbar {
    flex-direction: column;
    align-items: flex-start;
  }
  .ad-label {
    text-align: left;
  }
  .hero {
    padding: 24px;
  }
  .sticky-cta {
    right: 12px;
    bottom: 12px;
  }
}